Be Prepared With Our Lender
Requirement Checklist

Homes Land
Commercial

Address to your place of residence (past two years)
Social Security numbers
Names and location of your employers (past two years)
Gross monthly salary at your current job(s)
Pertinent information for all checking and savings accounts
Pertinent information for all open loans
Complete information for other real estate you own
Approximate value of all personal property
Certificate of Eligibility and DD-214 (for veterans only)
Current check stubs and your W-2 forms (past two years)
Personal tax returns (past two years), current income statement and business balance sheet for self-employed individuals

Checklist courtesy of FHA

Identification All parties at the closing should have valid ID
Policy of title insurance You must pay for title insurance that guarantees the property is free of previous claims or liens.
Insurance Before you can close on the property, you need to secure homeowner's insurance, which insures the property in the case of damage.
Closing Funds You must bring all funds agreed upon, in the form of a cashier's check or via electronic wire.

Checklist courtesy of FHA