- 989.953.4663
- EXITChoiceRealty@gmail.com
Be Prepared With Our Lender
Requirement Checklist
Loan Requirements
- Address to your place of residence (past two years)
- Social Security numbers
- Names and location of your employers (past two years)
- Gross monthly salary at your current job(s)
- Pertinent information for all checking and savings accounts
- Pertinent information for all open loans
- Complete information for other real estate you own
- Approximate value of all personal property
- Certificate of Eligibility and DD-214 (for veterans only)
- Current check stubs and your W-2 forms (past two years)
- Personal tax returns (past two years), current income statement and business balance sheet for self-employed individuals
Checklist courtesy of FHA
Closing Requirements
- Identification All parties at the closing should have valid ID
- Policy of title insurance You must pay for title insurance that guarantees the property is free of previous claims or liens.
- Insurance Before you can close on the property, you need to secure homeowner's insurance, which insures the property in the case of damage.
- Closing Funds You must bring all funds agreed upon, in the form of a cashier's check or via electronic wire.
Checklist courtesy of FHA
417 E. Broadway Street, Mount Pleasant, MI 48858